Do you want to apply innovative sustainable development measures in your business? Would you like to improve your production and consumption methods to make them greener and more efficient? Do you have big ideas, but even bigger needs? We can offer you financing with this simple, flexible and accessible product.

ELIGIBILITY CRITERIA

Eligible Businesses

Québec businesses in all economic sectors are eligible, except the following:

• Agriculture

  Businesses that are not eligible for Financière agricole du Québec programs can benefit from UNIQ Financing.

• Finance and insurance;
• Real estate;
• Services to individuals;
• Retail sales and related or comparable activities;
• Other sectors in which the client base is made up mainly of individuals, except for the tourism sector.

Eligible Projects

• Acquisition of capital assets for greenhouse gas (GHG) reduction
• Working capital expenditures, including R&D for GHG reduction
• Expenditures for the qualification, quantification and certification of offset credits (carbon credits)
• Acquisition of offset credits to comply with your business sector standards

Special Requirements

Your business must have a sound financial structure, adequate management, qualified staff and a solid organization.

If your business is granted financing for the acquisition of offset credits, you must provide a reduction plan describing how you plan to cut your greenhouse gas emissions in accordance with government standards.

FINANCING DETAILS

Terms and Conditions

• The minimum amount of financing from Investissement Québec is $50,000.
• The financing may cover up to 100% of the project costs.
• The loan guarantee may cover up to 85% of the net loss.
• The maximum duration of the financial assistance is 20 years, depending on the nature of your project.
• Repayment of the capital amount may be deferred.
• Securities may be required.

Fees

Fees depend on the nature of the project.

PROCEDURE

Contactez an Investissement Québec advisor at 1 866 870-0437.

November 2011