A Financing Corporation
Financial Products
Project Financing
No company can thrive without moving forward. That’s why entrepreneurs always have plenty of plans on the drawing board. Investissement Québec is there to help them bring these projects to fruition by providing them with customized financial support.
You have ideas — We have financing
- Loans at competitive rates
- Loans in partnership with other lenders
- Loan guarantees: Guaranteed repayment of the net loss suffered by a financial institution that granted you a loan, line of credit, letter of credit or any other short-term financial commitment
- Quasi-equity financing in the form of debentures or subordinated debt
Did you know?
Our solutions can cover up to 100% of the cost of your project. That means you can make your project a reality while keeping your liquidity for your ongoing operations.
The Key to Growth
We know every situation is unique. That’s why we offer flexible terms tailored to your needs.
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WE OFFER |
YOU GET |
Minimum financing: $50,000
Financing for all your projects, large and small
May cover up to 100% of project costs
The chance to keep your liquid assets free for ongoing operations
Loan guarantees with variable conditions depending on the business's situation
A financial product that meets your requirements
Short- or long-term financing (up to 25 years)
The ability to match the financial assistance to the life of the asset
Possible deferral of principal repayment (up to 24 months)
The freedom to use your liquidity as you see fit while your project is under way
Security may be required.
Most projects are eligible
Here are a few examples:
- Purchase of machinery or equipment
- Expansion, construction or modernization of a building
- Entry into a new market
- Refinancing
- Financing of tax credits
- Business succession or transfer by means of share acquisition
- Merger or acquisition
- Acquisition of intangible assets (trademarks, patents, etc.)
- Working capital
- Marketing of products or services
- Exporting
- Innovation
Eligibility CriteriaExpand/Collapse
All Québec businesses are eligible, except companies operating in the following industries:
- Agriculture*
- Finance and insurance
- Real estate (some activities are excluded)
- Retail sales and comparable activities
- Other sectors where the client base is made up primarily of individuals, except for tourism
* However, businesses that are not eligible for the programs offered by La Financière agricole du Québec may be eligible for Investissement Québec financing.
November 2015
Other
sites
Productivité innovation website (in French only)
Compétivert(in French only)