Collective entrepreneurship is an important driver of economic development. Cooperatives and non-profit organizations (NPOs) can count on Investissement Québec’s financing experts to help them obtain the financial support they need to bring their projects to fruition.
Our financing covers up to 100% of project costs. That means you can achieve your development objectives while preserving your liquid assets for ongoing operations.
We know every situation is unique. That’s why we offer flexible terms tailored to your needs.
Minimum financing: $50,000
Financing for all your projects, large and small
May cover up to 100% of project costs, usually in partnership with other lenders
The chance to keep your liquid assets free for ongoing operations
Short- or long-term financing (up to 25 years for capital assets)
The ability to match the financial assistance to the life of the asset
Possible deferral of principal repayment (up to 24 months)
The freedom to use your liquidity as you see fit while your project is under way
Security may be required.
Most projects are eligible. Here are a few examples:
To qualify, cooperatives and NPOs must engage in commercial activities, regardless of their industry or field of activity.
To make it easier for social economy enterprises to carry out their projects, Investissement Québec offers capitalization loans that can complement other sources of capital.
By providing additional financial leverage, these quasi-equity injections can enable companies to secure the necessary funding for their start-up, expansion, turnaround or consolidation initiatives with favourable terms.
This program provides financial assistance at advantageous terms for cooperatives seeking to fully acquire a business or partially acquire a worker-owned co-operative.
The complete acquisition of a business will be supported by quasi-equity financing, which will make it possible to secure the capital needed for a cooperative buyout.
Contact an Investissement Québec expert
at 1 844 IQINFOS (1 844 474-6367).