Your money available right away
Tax credits provide tangible evidence of the government's support for Québec businesses. At Investissement Québec, we can help you transform these future inflows into cash today.
With refundable tax credit financing, you can receive up to 100% of the total anticipated amount of your refundable tax credits for one fiscal year, right away.
We know every situation is unique. That’s why we offer flexible terms tailored to your needs.
WE OFFER |
YOU GET |
A loan or loan guarantee
A financial product that meets your requirements
Minimum financing of $50,000 for SRED tax credits and $20,000 for other
tax credits
Financing for all your projects, large and small
Financing for up to 100% of the refundable tax credits anticipated in one fiscal year
The chance to put your refundable tax credits to work immediately
A loan guarantee for up to 80% of a net loss
The possibility of obtaining additional funding, if required
Repayment of capital directly from your tax credit payment
Worry-free repayment
Projects eligible for refundable tax credits pursuant to tax legislation:
Tax credits for scientific research and experimental development (SRED)
Tax credits for the digital transformation of print media companies
Tax Credit to Support Print Media Companies
Tax credits related to the knowledge-based economy:
Tax credits related to payroll:
Other tax credits
Your business is eligible for tax credit financing if it qualifies for a refundable tax credit.
Special Requirements
Your business must submit a cash budget that will have to be deemed to be sufficient to support the business’s operations.
Applications for a guarantee for financing of refundable tax credits:
For financing of the refundable Investment Tax Credit, please contact your portfolio manager or Customer Service at 1 844 474-6367.
***Since the Business Statement form now has to be submitted via DocuSign, it will be emailed to you by your account manager.
December 2018
Productivité innovation website (in French only)
Compétivert(in French only)