Financial Products
SMBs and Large Corporations

Project Financing

No company can thrive without moving forward. That’s why entrepreneurs always have plenty of plans on the drawing board. Investissement Québec is there to help them bring these projects to fruition by providing them with customized financial support.

You have ideas — We have financing

  • Loans at competitive rates
  • Loans in partnership with other lenders
  • Loan guarantees: Guaranteed repayment of the net loss suffered by a financial institution that granted you a loan, line of credit, letter of credit or any other short-term financial commitment
  • Quasi-equity financing in the form of debentures or subordinated debt

Did you know?

 

Illustration indicating Up to 100% of the cost of your project

Our solutions can cover up to 100% of the cost of your project. That means you can make your project a reality while keeping your liquidity for your ongoing operations.

The Key to Growth

We know every situation is unique. That’s why we offer flexible terms tailored to your needs.

 

WE OFFER

YOU GET

Minimum financing: $50,000

Financing for all your projects, large and small

May cover up to 100% of project costs

The chance to keep your liquid assets free for ongoing operations

Loan guarantees with variable conditions depending on the business's situation

A financial product that meets your requirements

Short- or long-term financing (up to 25 years)

The ability to match the financial assistance to the life of the asset

Possible deferral of principal repayment (up to 24 months)

The freedom to use your liquidity as you see fit while your project is under way

Security may be required.

We can finance your tax credits

 

Most projects are eligible

Here are a few examples:

 

  • Purchase of machinery or equipment
  • Expansion, construction or modernization of a building
  • Entry into a new market
  • Refinancing
  • Financing of tax credits
  • Business succession or transfer by means of share acquisition
  • Merger or acquisition
  • Acquisition of intangible assets (trademarks, patents, etc.)
  • Working capital
  • Marketing of products or services
  • Exporting
  • Innovation

 

Photo of a girl wearing a green vest

All Québec businesses are eligible, except companies operating in the following industries:

 

  • Agriculture*
  • Finance and insurance
  • Real estate (some activities are excluded)
  • Retail sales and comparable activities
  • Other sectors where the client base is made up primarily of individuals, except for tourism

* However, businesses that are not eligible for the programs offered by La Financière agricole du Québec may be eligible for Investissement Québec financing.

Learn more

Contact an Investissement Québec expert
at 1 844 IQINFOS (1 844 474-6367).

 

November 2015

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Contact your expert

André Williot

Client Service Officer

1 844 474-6367