Financial Solutions

We offer a number of financial solutions to support the development of your business. Here is an overview.

 

UNIQ Financing

 

We can provide you with a loan, a loan guarantee or quasi-equity financing to stimulate the growth of your business or ensure a smooth succession.

 

UNIQ Financing comprises two components, depending on the nature of your project: Working Capital ou Capital Assets.

 

ECO-FINANCING

You can obtain a loan or loan guarantee to carry out projects supporting environmentally sound business practices.

 

Financing of Refundable Tax Credits

 

With this product, you can obtain a loan guarantee or a loan to finance your refundable tax credits and enhance your business’s liquidity.

 

The Financing of Refundable Tax Credits program includes a special program for export businesses. If you operate an export business, you can obtain a loan guarantee to finance your refundable tax credits.

 

Investment Groups

Investissement Québec provides development capital for businesses that want to prosper in Québec in the agri-food, natural resources, life sciences and ICT sectors.

 

Fiscal Measures

If your corporation carries out specialized activities or if it sets up in a designated region in Québec, it may qualify for a refundable tax credit. To request a tax credit, contact Investissement Québec first to obtain the necessary eligibility certificates and then file an income tax return with Revenu Québec. 

 

Immigrant Investors

We can arrange a non-refundable contribution for an investment project regarding innovation or market development if your business is recommended by a financial intermediary.

 

IMPLIQ Financing

We have a loan or loan guarantee designed especially for the creation, maintenance, and development of cooperatives, their subsidiaries and non-profit organizations.

 

Capitalization Program

We can grant you a capitalization loan or arrange the purchase of preferred shares if you need equity capital to start up a business in the social economy sector, to maintain it, or to develop its activities.

 

ESSOR: Support for Investment Projects

If your business has a strategic investment project that will help grow Québec's economy, we can arrange a loan, an interest-free loan or a loan guarantee.

 

Regional Economic Intervention Fund (FIER)

You can obtain the venture capital you need to start up a company, to expand your activities, a succession or a turnaround.