Financial Products
All Our Solutions
No matter what type of business you have, we can help you find and obtain all the financial products you qualify for to achieve your short, medium or long-term goals.
Project financing
Financing tailored to your needs
Short or long-term financing, covering up to 100% of project costs:
- Purchase of machinery or equipment
- Construction of modernization of a building
- Business transfer
- Merger or acquisition
- Working capital
- Exporting
- Innovation
- And much more …
Financing for collective entrepreneurship{SUB_OUVRIR_FERMER}
A product tailored to the needs of social economy enterprises. Minimum financing of $50,000 per project, covering up to 100% of costs.
Financing of Refundable Tax Credits{SUB_OUVRIR_FERMER}
The ideal product to boost your liquid assets quickly. Financing covers up to 100% of the amount of your refundable tax credits for a given fiscal year.
Innovative Manufacturer Financing{SUB_OUVRIR_FERMER}
$50,000 to $250,000 in financing to carry out an innovation project or market an innovative project.
BioMed Propulsion Program{SUB_OUVRIR_FERMER}
Financial support for Québec life-sciences companies with strong growth potential to help them commercialize the results of their research.
Cooperative Buyout Support Program{SUB_OUVRIR_FERMER}
Are you organized as a cooperative or thinking about doing so? Benefit from advantageous conditions for the full or partial buyout of a company to ensure its succession.
PADAT: A Program Supporting the Development of Tourist Attractions{SUB_OUVRIR_FERMER}
A financial solution tailored to the tourism industry. Maximum financing of $5 million covering up to 60% of project costs.
Inmnovation Program{SUB_OUVRIR_FERMER}
The Innovation Program was created to assist companies—especially SMBs—in carrying out their innovation projects and commercializing their innovations, no matter whether those activities are carried out in Québec or with partners in other countries.
Business Assistance - Immigrant Investor Program{SUB_OUVRIR_FERMER}
An original and advantageous solution for obtaining additional financing. A non-repayable contribution from $40,000 to $250,000 and covering up to 10% of project costs.
ESSOR Program{SUB_OUVRIR_FERMER}
Ideal for growing companies that wish to carry out major long-term development projects, for forest companies looking to invest in new
high-performance equipment or for companies in the steel and aluminium industries that lack liquidity due to special tariffs imposed on their export products.
Development Capital
$5 Million or More in Financial Assistance{SUB_OUVRIR_FERMER}
If your business is looking to expand and you need more than $5 million for your project, Investissement Québec can provide development capital or a loan of up to $100 million, depending on the nature of your project.
Fiscal measures
Tax Credits{SUB_OUVRIR_FERMER}
The Québec government offers a wide variety of advantageous tax credits! Learn all about the credits that apply in your region and industry.
- Development of E-Business
- Gaspésie and Maritime Regions
- Major Digital Transformation Projects
- Production of Multimedia Titles
- Tax credit for the integration of IT in SMBs
Here is the list of refundable tax credits administered by Investissement Québec. For more information, please refer to the fiscal measures or the Act respecting the sectoral parameters of certain fiscal measures .
Other fiscal measures
Corporations that have not already obtained an initial qualification certificate are no longer eligible for the following fiscal measures. Only corporations that are already eligible for these measures can continue to benefit from them.
- Aluminum Valley
- Market Diversification for Québec Manufacturing Companies
- Resource Regions (RR)
- Tax Credit for R&D Salary for Pharmaceutical Activities
- Major Digital Transformation Projects
Venture capital and investment funds
Direct investment and specialized funds{SUB_OUVRIR_FERMER}
We invest in innovative, visionary projects that promise a bright future. This funding, which is vital for businesses, may be contributed directly or indirectly through specialized funds.
Development of Québec Intellectual Property in the Video Game Industry{SUB_OUVRIR_FERMER}
Investment combined with private investors’ investments for the development of a video game project the majority of which is owned by a Québec company.
Investment of $175,000 to $3 million per project up to a maximum of $5 million per company for all of its projects.
November 2015
