A Financing Corporation
Financial Products


We can help you secure the financing you need to achieve your short-, medium- or long-term goals.

Financing

 

Development Capital

 

If you need more than $2 million for your project, Investissement Québec can provide development capital, depending on the nature of the project. It's the ideal solution for ambitious projects..

ESSOR Program

 

Ideal for growing companies that wish to carry out a substantial long-term development project or forestry companies looking to invest in new high-performance equipment.

 

ESSOR – Investment

ESSOR – Forestry businesses

Financing of Refundable Tax Credits

 

The ideal product to boost your liquid assets quickly. Financing covers up to 100% of the amount of your refundable tax credits for a given fiscal year.

 

Build up your liquid assets

Innovative Manufacturer Financing

 

Secure a fast loan of $250 000 or less to pay the consultation fees related to the launch of your innovation process or to cover the expenses related to the commercialization of a new innovative product.

 

Learn more

Project Financing

 

Short- or long-term financing, covering up to 100% of your project’s costs, including purchase of machinery or equipment, construction or modernization of a building, acquisition and innovation.

 

Purchase of buildings and equipment

Working capital

Business Assistance - Immigrant Investor Program

 

An original and advantageous solution for obtaining additional financing. A non-repayable contribution from $40,000 to $250,000 and covering up to 10% of project costs. [Start-ups are not covered here, because they are not the majority of businesses.]

Fiscal Measures

 

Production of Multimedia Titles

 

The Tax Credit for the Production of Multimedia Titles aims to help companies operating in Québec secure a position in the world multimedia title market.

 

  • You get a refundable tax credit covering up to 37.5% of your eligible labour expenditure.
  • To qualify, your company must operate an establishment in Québec that produces eligible multimedia titles.

Development of E-Business

 

The Tax Credit for the Development of E-Business is available to companies in the information technology (IT) industry. Its aim is to foster growth in a highly competitive international market.

 

  • You get a tax credit equivalent to 30% of eligible wages, up to an annual limit of $83,333 per eligible employee.
  • To qualify, your company must have six or more eligible employees and mainly provide services related to developing IT systems or publishing software.

Gaspésie and Maritime Regions

 

The Tax Credit for Gaspésie and Maritime Regions provides tax relief to companies wishing to set up operations in selected Québec regions.

 

You get a refundable tax credit based on the total eligible payroll. The rate varies, depending on the field of activity:

 

  • 16 %(15 % starting in calendar year 2016) for the processing of marine products; or
  • 32% (30 % starting in calendar year 2016) for marine biotechnology, mariculture and recreational and tourism activities.

To qualify, your company must operate a facility in one of the designated administrative regions (Bas-Saint-Laurent, Gaspésie—Îles-de-la-Madeleine, Côte-Nord) and carry out eligible activities.

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Contact your expert

Benoît Larouche

Director, Business Development, New York

212 843-0976